Knowing how to apply for the Warm Homes Plan in Merseyside starts with understanding who is eligible. It also means knowing which local route to use.
The Warm Homes Plan is the government’s successor to previous energy efficiency schemes. It is aimed at helping lower-income and fuel-poor households in England access grants for insulation, heating upgrades, and in some cases solar. For Merseyside residents, understanding where to start can be the hardest part. Since eligibility and delivery routes are often managed locally rather than through a single national portal.
Who’s Eligible for the Warm Homes Plan
Broadly, eligibility tends to follow similar lines to previous schemes like ECO4. Households on certain means-tested benefits, or those living in a property with a low EPC rating (D, E, F or G), are the primary target group. Local authorities across Merseyside, including Liverpool City Council, also run their own referral routes. These can flag eligible households through council tax and housing data. So it is worth checking directly with your local council’s energy team as well as any national scheme portal.
Why Getting Assessed Early Matters
The practical challenge is that demand for these schemes typically outstrips the installer capacity available to deliver them, particularly for more involved measures like external wall insulation on solid-wall properties. This describes a large share of Merseyside’s housing stock. Getting an accurate assessment done early, so you know exactly what your property needs and in what order, puts you in a stronger position when funding allocations are made. That beats starting the assessment process only once you’ve been offered a grant.

PAS 2035 Protects You From a One-Measure Fix
It is also worth knowing that grant-funded work must follow PAS 2035 assessment and retrofit coordination requirements. This means a qualified assessor has to evaluate your whole property, not just install whatever measure is cheapest to deliver. This protects homeowners from the “one measure fixes everything” approach that has caused problems on other retrofit schemes nationally.
Get Your Whole-Property Assessment in Merseyside
If you’re a Merseyside homeowner or landlord wanting to understand your options before approaching the Warm Homes Plan, Net Zero Gurus can carry out the whole-property assessment that any funded retrofit route will eventually require. Call 0151 374 0044 or email hello@netzerogurus.co.uk.















